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The QuestionsWe Get Asked Most.
Straight answers on home, commercial, corporate and asset finance. Sydney based, working with clients right across Australia.
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Our Top Blogs
The nine we send clients most often, across home, commercial, asset and self-employed lending.
Borrowing Through a Trust or Company Structure
Why lenders treat trusts and companies differently, and what they ask for when the borrower is not an individual.
Read the guideChattel Mortgage vs Novated Lease
Two ways to fund a work vehicle with very different GST, ownership and tax outcomes. Which suits which situation.
Read the guideHow Often Should I Review My Home Loan?
Staying put has a cost. How often a review is worth doing, and when refinancing actually beats renegotiating.
Read the guideHow Do I Finance Farm Machinery?
Seasonal income, high-value assets and long working lives. How agricultural lenders assess machinery finance.
Read the guideHow Much Can a Self-Employed Person Borrow?
Why two lenders read the same tax returns differently, and which add-backs make the difference to your capacity.
Read the guideWhat Is the Help to Buy Scheme?
The shared equity scheme explained: who qualifies, what the government takes, and the trade-offs to weigh first.
Read the guideBuying Land Now to Build Later
Land loans and construction loans work differently. How to sequence them so the second does not fall over.
Read the guideBuying a House With Your Parents
Joint ownership, guarantor structures and tenants in common. What each means for tax, control and exiting later.
Read the guidePre-Approval vs Full Approval
What pre-approval actually commits a lender to, why it can still fall through, and when to get one.
Read the guideAustralia-Wide
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